/* Reference footer and latest-news refinement based on screenshot provided 14 Nov 2026. */
/* Exact sampled screenshot colours: footer #123d48, certification strip #e0e0e0. */
.footer.footer-brand-2026.footer-reference-2026 {padding:0!important;background:#123d48!important;color:#dee7e9!important;position:relative;overflow:visible}
.footer-reference-2026 .footer-ref-inner{width:min(calc(100% - 150px),1365px);margin:auto;max-width:1365px}
.footer-reference-2026 .footer-dark-band{background:#123d48;padding:76px 0 70px}
.footer-reference-2026 .footer-top-grid{display:grid!important;grid-template-columns:minmax(280px,1.30fr) minmax(210px,1fr) minmax(210px,1fr) minmax(160px,.63fr)!important;column-gap:clamp(24px,4.5vw,78px);align-items:start;gap:0 clamp(24px,4.5vw,78px)}
.footer-reference-2026 .footer-accordion{border:0;min-width:0;padding:0}
.footer-reference-2026 .footer-accordion summary{display:block!important;pointer-events:none!important;font-size:24px!important;line-height:1.35!important;font-weight:800!important;color:#b7edae!important;min-height:0!important;margin:0 0 36px!important;letter-spacing:-.045em!important;cursor:default;list-style:none}
.footer-reference-2026 .footer-accordion summary svg{display:none!important}
.footer-reference-2026 .footer-accordion .footer-links{display:grid!important;gap:23px!important;padding:0!important;margin:0!important}
.footer-reference-2026 .footer-accordion .footer-links a{display:block!important;color:#dde6e7!important;font-size:21px!important;line-height:1.48!important;font-weight:500;letter-spacing:-.02em;max-width:100%;text-decoration:none}
.footer-reference-2026 .footer-accordion .footer-links a:hover{color:#b7edae!important;text-decoration:underline}
.footer-reference-2026 a:focus-visible,.footer-reference-2026 button:focus-visible{outline:3px solid #b4efaf;outline-offset:5px}
.footer-reference-2026 .footer-reputation{display:flex;flex-direction:column;align-items:flex-start;min-width:0}
.footer-reference-2026 .footer-trustpilot{display:inline-flex;flex-direction:column;align-items:flex-start;color:#e4eaed;text-decoration:none;gap:8px}
.footer-reference-2026 .tp-wordmark{display:flex;align-items:center;gap:4px;font-size:24px;line-height:1.25;letter-spacing:-.04em}
.footer-reference-2026 .tp-wordmark strong{font-weight:750}
.footer-reference-2026 .tp-large-star{font-size:39px;line-height:1;color:#00ba8b;margin-right:-2px}
.footer-reference-2026 .tp-rating-tiles{display:flex;align-items:center;gap:5px}
.footer-reference-2026 .tp-tile{display:grid;place-items:center;width:48px;height:50px;background:#00bd8e;color:white;font-size:39px;line-height:1}
.footer-reference-2026 .tp-half{background:linear-gradient(90deg,#00bd8e 55%,#dadde2 55%)}
.footer-reference-2026 .tp-review-text{font-size:19px;font-weight:700;line-height:1.25}
.footer-reference-2026 .tp-review-count{text-decoration:underline;text-underline-offset:3px}
.footer-reference-2026 .footer-social-row{display:flex;align-items:center;gap:25px;margin:107px 0 0}
.footer-reference-2026 .footer-social{display:grid;place-items:center;width:51px;height:51px;min-width:51px;min-height:51px;border-radius:50%;color:#123d48!important;background:#b7edae;transition:transform .18s ease,background .18s ease}
.footer-reference-2026 .footer-social svg{width:27px;height:27px}
.footer-reference-2026 .footer-social:hover{transform:translateY(-3px);background:#d8ffca}
.footer-reference-2026 .footer-reputation-contact{display:flex;flex-direction:column;gap:8px;margin-top:58px;max-width:310px;font-size:12px;line-height:1.45;color:#d6e4e4}
.footer-reference-2026 .footer-reputation-contact a{color:#c1edbe;font-weight:750;text-decoration:underline}
.footer-reference-2026 .footer-cert-band{background:#e0e0e0;color:#123d48}
.footer-reference-2026 .footer-cert-inner{min-height:160px;display:grid;grid-template-columns:130px minmax(0,1fr) max-content;gap:20px;align-items:center}
.footer-reference-2026 .footer-logo-licensed{display:block;width:129px;height:80px;object-fit:contain}
.footer-reference-2026 .footer-company-statement{margin:0!important;font-size:15px!important;line-height:1.86!important;font-weight:500!important;color:#123d48!important;max-width:710px}
.footer-reference-2026 .footer-cert-logos{display:flex;align-items:center;justify-content:flex-end;gap:30px}
.footer-reference-2026 .footer-cert-logos img{display:block;object-fit:contain;flex-shrink:0;max-width:none}
.footer-reference-2026 .footer-cert-logos img:nth-child(1){width:105px;height:80px}
.footer-reference-2026 .footer-cert-logos img:nth-child(2){width:115px;height:80px}
.footer-reference-2026 .footer-cert-logos img:nth-child(3){width:67px;height:80px}
.footer-reference-2026 .footer-floating-up{position:fixed!important;z-index:40;right:0;bottom:78px;width:92px;height:92px;border-radius:50%;border:0;background:#b4ecaa!important;display:grid;place-items:center;color:#123d48!important;cursor:pointer;box-shadow:0 6px 22px #002a3e18}
.footer-reference-2026 .footer-floating-up svg{width:33px;height:33px;transform:rotate(180deg)}
/* News: four cards with genuine source ordering, tidy imagery, read time and clear green links. */
.latest-news-reference{background:#fff;padding:76px 0 85px}
.latest-news-reference .section-heading{align-items:end;gap:18px;margin-bottom:32px}
.latest-news-reference .section-heading h2{font-size:clamp(28px,3vw,40px);font-weight:850;letter-spacing:-.055em;line-height:1.16;max-width:780px}
.latest-news-reference .section-heading p{color:#5e757a;font-size:15px;margin:11px 0 0}
.latest-news-reference .news-grid-reference{display:grid!important;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px!important}
.news-ref-card{display:flex;flex-direction:column;border:1px solid #e3e9e6!important;border-radius:11px!important;overflow:hidden;background:#fff;box-shadow:0 9px 25px rgba(0,46,53,.075);transition:box-shadow .2s,transform .2s}
.news-ref-card:hover{box-shadow:0 14px 30px rgba(0,46,53,.14);transform:translateY(-3px)}
.news-ref-card>.ref27-news-cover,.news-ref-card>.cms-news-photo{width:100%;height:199px;min-height:199px;display:block;overflow:hidden;flex-shrink:0;background:#dce9e5}
.news-ref-card>.ref27-news-cover img,.news-ref-card>.cms-news-photo img{width:100%;height:100%;display:block;object-fit:cover;transition:transform .35s ease}
.news-ref-card:hover>.ref27-news-cover img,.news-ref-card:hover>.cms-news-photo img{transform:scale(1.045)}
.news-ref-card .news-card-body{display:flex;flex-direction:column;flex:1;padding:24px 22px 26px!important}
.news-ref-card .news-meta{display:flex!important;justify-content:space-between;gap:8px;font-size:11px!important;font-weight:700!important;color:#577578!important;line-height:1.5;margin:0 0 13px!important}
.news-ref-card .news-meta-date{max-width:75%}
.news-ref-card .news-reading-time{white-space:nowrap;color:#0b6466;font-weight:800}
.news-ref-card h3{font-size:18.5px!important;line-height:1.37!important;letter-spacing:-.03em;font-weight:850;min-height:99px!important;margin:0 0 20px!important;color:#123d48}
.news-ref-card h3 a{color:inherit;text-decoration:none}
.news-ref-card h3 a:hover{text-decoration:underline;text-decoration-color:#14a89c}
.news-ref-card .news-read-link{margin-top:auto;display:inline-flex;align-items:center;align-self:flex-start;gap:10px;text-decoration:none;font-size:13px;font-weight:850;color:#056e70}
.news-ref-card .news-read-link span{width:31px;height:31px;display:grid;place-items:center;border-radius:50%;background:#c5f3c2;color:#123d48;font-size:18px;transition:transform .18s}
.news-ref-card .news-read-link:hover span{transform:translateX(4px)}
.news-ref-card:focus-within{outline:2px solid #148a81;outline-offset:3px}
.ref26-resources .article-collection .news-ref-card{min-width:0}
.ref26-resources .article-collection .news-ref-card h3{min-height:103px!important}
@media(max-width:1270px){
 .footer-reference-2026 .footer-ref-inner{width:min(calc(100% - 80px),1365px)}
 .footer-reference-2026 .footer-top-grid{grid-template-columns:minmax(222px,1.14fr) minmax(175px,1fr) minmax(170px,1fr) minmax(145px,.71fr)!important;column-gap:26px}
 .footer-reference-2026 .footer-accordion .footer-links a{font-size:17px!important}
 .footer-reference-2026 .footer-accordion summary{font-size:21px!important;margin-bottom:27px!important}
 .footer-reference-2026 .tp-tile{width:40px;height:43px;font-size:32px}
 .footer-reference-2026 .footer-cert-inner{grid-template-columns:115px minmax(0,1fr) max-content;gap:13px}
 .footer-reference-2026 .footer-cert-logos{gap:12px}
 .footer-reference-2026 .footer-cert-logos img:nth-child(1){width:84px;height:68px}
 .footer-reference-2026 .footer-cert-logos img:nth-child(2){width:98px;height:68px}
 .footer-reference-2026 .footer-cert-logos img:nth-child(3){width:54px;height:68px}
 .footer-reference-2026 .footer-company-statement{font-size:12.5px!important}
}
@media(max-width:990px){
 .footer-reference-2026 .footer-dark-band{padding:53px 0 58px}
 .footer-reference-2026 .footer-top-grid{grid-template-columns:repeat(3,minmax(0,1fr))!important;column-gap:26px;row-gap:35px}
 .footer-reference-2026 .footer-reputation{grid-column:1/-1;display:grid;grid-template-columns:1fr 1fr;gap:0 30px;align-items:center}
 .footer-reference-2026 .footer-reputation .footer-social-row{margin:0;justify-self:start}
 .footer-reference-2026 .footer-reputation-contact{grid-column:1/-1;margin-top:20px}
 .footer-reference-2026 .footer-cert-inner{grid-template-columns:105px minmax(0,1fr);gap:16px;padding:21px 0}
 .footer-reference-2026 .footer-cert-logos{grid-column:1/-1;justify-content:center}
 .latest-news-reference .news-grid-reference{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px!important}
 .news-ref-card h3{min-height:71px!important}
}
@media(max-width:760px){
 .footer-reference-2026 .footer-ref-inner{width:min(calc(100% - 36px),1365px)}
 .footer-reference-2026 .footer-top-grid{grid-template-columns:1fr!important;gap:0!important}
 .footer-reference-2026 .footer-reputation{display:flex;grid-column:auto;gap:0;align-items:flex-start;margin-bottom:30px}
 .footer-reference-2026 .footer-social-row{margin:23px 0 0!important;gap:15px}
 .footer-reference-2026 .footer-reputation-contact{margin-top:20px;max-width:350px}
 .footer-reference-2026 .footer-dark-band{padding:36px 0 42px}
 .footer-reference-2026 .footer-top-grid>.footer-accordion{border-bottom:1px solid #56717b}
 .footer-reference-2026 .footer-accordion summary{display:flex!important;justify-content:space-between;align-items:center;cursor:pointer;pointer-events:auto!important;font-size:19px!important;padding:18px 0!important;min-height:58px!important;margin:0!important}
 .footer-reference-2026 .footer-accordion summary svg{display:block!important}
 .footer-reference-2026 .footer-accordion:not([open]) .footer-links{display:none!important}
 .footer-reference-2026 .footer-accordion .footer-links{gap:14px!important;padding:2px 0 22px!important}
 .footer-reference-2026 .footer-accordion .footer-links a{font-size:16px!important}
 .footer-reference-2026 .footer-cert-inner{grid-template-columns:100px 1fr;gap:10px;padding:22px 0 26px}
 .footer-reference-2026 .footer-logo-licensed{width:98px;height:auto}
 .footer-reference-2026 .footer-company-statement{font-size:11.5px!important;line-height:1.65!important}
 .footer-reference-2026 .footer-cert-logos{gap:13px;justify-content:center;margin-top:9px}
 .footer-reference-2026 .footer-cert-logos img:nth-child(1){width:80px;height:57px}
 .footer-reference-2026 .footer-cert-logos img:nth-child(2){width:87px;height:57px}
 .footer-reference-2026 .footer-cert-logos img:nth-child(3){width:51px;height:57px}
 .footer-reference-2026 .footer-floating-up{width:62px;height:62px;bottom:32px}
 .footer-reference-2026 .footer-floating-up svg{width:24px;height:24px}
 .latest-news-reference{padding:48px 0 55px}
 .latest-news-reference .section-heading{align-items:flex-start;flex-direction:column;gap:15px;margin-bottom:22px}
 .latest-news-reference .news-grid-reference{display:flex!important;gap:14px!important;overflow-x:auto;scroll-snap-type:x mandatory;overscroll-behavior-x:contain;padding:2px 3px 22px;scrollbar-width:thin}
 .latest-news-reference .news-grid-reference .news-ref-card{flex:0 0 min(80vw,325px);scroll-snap-align:start}
 .news-ref-card h3{font-size:17.5px!important;min-height:0!important}
 .ref26-resources .article-collection .news-ref-card h3{min-height:0!important}
}
@media(max-width:410px){
 .footer-reference-2026 .tp-tile{width:39px;height:41px;font-size:31px;gap:4px}
 .footer-reference-2026 .tp-rating-tiles{gap:3px}
 .footer-reference-2026 .footer-ref-inner{width:calc(100% - 30px)}
 .footer-reference-2026 .footer-cert-inner{grid-template-columns:80px 1fr}
 .footer-reference-2026 .footer-logo-licensed{width:80px;height:auto}
 .footer-reference-2026 .footer-cert-logos{gap:7px}
}
@media(prefers-reduced-motion:reduce){.news-ref-card,.news-ref-card img,.footer-social,.news-ref-card .news-read-link span{transition:none!important;transform:none!important}}

/* Final screenshot spacing calibration, measured against 1515 × 886 supplied reference. */
@media(min-width:1271px){
.footer-reference-2026 .footer-dark-band{padding-top:88px;padding-bottom:83px}
.footer-reference-2026 .footer-accordion summary{margin-bottom:41px!important}
.footer-reference-2026 .footer-accordion .footer-links{gap:26px!important}
.footer-reference-2026 .footer-accordion .footer-links a{font-size:21.6px!important}
.footer-reference-2026 .footer-social-row{margin-top:122px}
.footer-reference-2026 .tp-tile{width:50px}
.footer-reference-2026 .footer-cert-inner .footer-company-statement{max-width:610px}
}
@media(min-width:1271px){
 .footer-reference-2026 .footer-ref-inner>.ref-footer-column{position:relative;left:24px}
 .footer-reference-2026 .footer-cert-logos{position:relative;left:-20px}
}
@media(max-width:760px){
 .footer-reference-2026 .footer-cert-inner{padding-bottom:88px}
}